Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals’ health and lifestyle to determine risk and premium cost. The HRA should include a list of questions in a survey format. The survey should include questions to determine:• Pre-existing conditions,• Lifestyle patterns that could lead to illness,• History of physician visitation,• Any other issues that would impact risk assessment and healthcare costs of individuals, and• Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions.The survey should consist of 8-10 questions.• The paper should be at least 2 pages in length, not including the cover sheet, reference page, and questionnaire pages.• Formatted according to APA standards.• Provide support for your statements with in-text citations from a minimum of four scholarly articles.Plagiarism free (less than 15%)